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Lathan Goumas | The Bay City Times..The phrase '-MOTIVATION-is what get you started. Habit is what keeps you going' is painted on the wall where Amy Schabel leads a step aerobics class at the Bay Area Family YMCA in Bay City, MI., on Friday September 16, 2011. Schabel teaches step and zumba at the YMCA, which is currently constructing a new building on Washington Street in downtown Bay City.